TABLE OF CONTENTS
Article
Preamble
I. Purpose and Definitions
Preamble
Purpose
Definitions
Construction
II. Service Credit and Participation
Hour of Service
Service
Break in Service
Loss of Service
Multiple Trades and Businesses
Participation Originating Under This Plan
Cessation of Participation Service and Reentry
III. Contributions
Contributions by Employer
Member Voluntary Contributions
Member Voluntary Contributions (Alternate)
IV. Individual Accounts and Allocations
Establishment of Individual Accounts
Allocation of Employer Contributions
Allocation of Gains and Losses
Allocation of Forfeitures
Notification to Members
V. Retirement
Benefit
VI. Death
Designation of Beneficiary
Benefit
No Beneficiary
VII. Disability
Benefit
VIII. Termination of Employment, and Forfeitures
Eligibility
Benefit
Forfeitures
Early Retirement
IX. Distribution Notices and Methods of Payment
Notice to Trustee
Subsequent Notices
Time and Methods of Payment
Limitations on Payment
Minority or Disability Payments
X. Special Governmental Requirements
Limit on Annual Additions Under Code Section 415
Top-Heavy Restrictions
XI. Administration
Appointment of Committee
Committee Powers and Duties
Claims Procedure
Committee Procedures
Authorization of Benefit Payments
Payment of Expenses
Unclaimed Benefits
XII. Trust Fund
Establishment of Trust Fund
Payment of Contributions to Trust Fund
XIII. Amendments
Right to Amend
XIV. Withdrawal and Termination
Transfers of Plan Assets and Plan Mergers
Plan Termination
Suspension and Discontinuance of Contributions and Plan
Termination
Liquidation of Trust Fund
XV. General Provisions
Nonguarantee of Employment
Manner of Payment
Nonalienation of Benefits
Amounts Returnable to the Employer
Governing Law
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